IF YOU ARE LOOKING FOR MEGA PROJECT FINANCING OR INFRASTRUCTURE FINANCE AT 100% LTV, YOU MAY HAVE FOUND WHAT YOU ARE LOOKING FOR...

    Introduction

Project funding takes on many faces and consist of many aspects. Of those seeking funding/financing for their projects/ventures, most try to utilize a bank, insurance company, private sources, commercial lenders, hedge funds, and venture capitalist, just to name a few. Unfortunately, the financer usually needs additional collateral to fund the project.
In order to successfully complete the financing of a project, it takes an inordinate amount of resources, including a lot of time and energy. And it takes the same amount of those resources for a $1,000,000 project as it does for one of $100,000,000. And due to the volume of projects submitted to us, and with our limited resources to devote to each project, The Group has set its minimum at $150 Million USD.
While our approach is slightly different than some, we think ours is simpler and easier than most. We can arrange for cash backed collateral, in the form of either a Letter of Credit, or Bank Guarantee, to be placed with your bank to be used to cover the funding of your project.
We do not charge any fees up front, nor do we charge or ask for reimbursement for any expenses. We are only paid if there is a successful conclusion to the funding of the project.
One of the most important aspects of getting your project funded is that you have an existing good relationship with a bank. Without this, it can be a more difficult process. We cannot emphasize enough how important this is. It is your bank that has to first approve you as the Client and your project. And once your bank has issued a non-committal letter to you, we can arrange for the required collateral.
We hope you find the information informative, and we look forward to being of service to you.

    Key Factors for Funding

There are Seven Phases in our funding process that absolutely must be followed in the proper sequence in order to achieve the desired results.*
   They are:

Phase 1 Commercial Lending Loans
Bank approval of client
Bank approval of Project
Phase 2
Client application to us
All necessary docs completed and executed
Phase 3
Presentation of text of Collateral for Bank approval
Presentation of text of letter from Bank for approval
Phase 4
Client's Bank receives completed Letter
Client's Bank to complete due-diligence on collateral provider
Phase 5
Client to receive contract for funding
Bank to Bank communication
Phase 6
Collateral sent to Bank and disbursement of funds according to Letter to Provider
Phase 7
Disbursement of funds to Client according to contract and draw down schedule

* Each Phase must be completed in order, and without exception. If you are in a hurry to get your project financed, or if your project is less than $150M, we have a program offered by a major the minimum is $10M USD.

Minimum Funding Amount $150 Million USD, No maximum*

* Limited to $500 Million per period, which is determined between the Collateral Provider and Client.

We are specialist in arranging Collateral to help people obtain funding for their projects.
Our Mission Statement:
"To provide professional services with uncompromising integrity and efficiency."
The Group arranges for project funding worldwide

Manufacturing Commercial Lending Loans
Theme Parks
Aircraft Manufacturing
Sports Complex
Healthcare
Resorts
Intercity Youth Centers
Energy
Hi-Tech Video Systems
Natural Resources
Warehouse Systems
Distributorship
Airline
Food Sources
Water Technology
Cruise Lines

Overview

It has been our experience that if the subsequent procedures are followed exactly in this order, the transaction will probably be completed with a minimum of problems or frustrations.
If you or the banker attempts to change this proven sequence, the entire transaction will become more complicated than necessary and seem confusing, and in all likelihood, will not be successfully completed.
When first approaching your lending bank it is essential you address a specific sector of the bank. This is generally referred to as; “The Asset Management Sector”, you can also ask for the “International Sector”, which deals with bank instruments. Beware, walking through the front doors of a commercial bank will not get you to the right sector; usually the sector you are seeking is in the private sector of the bank.
Once you find the right sector and are speaking to the right bank officer, your goal is to present yourself and your project for proper bank approval. First and foremost, your lending bank is obliged to follow the rules and regulations of The Patriot Act, which requires all USA banks must first know their clients. All USA bank officials must be constantly on the lookout for any banking transactions which appear to be an attempt to get around the currency reporting requirements, for example, Laundry of Funds or Terrorism.
Step By Step Procedures

1. First and foremost, you absolutely must go to your bank and get yourself and the project approved. All parties involved must follow the requirements of the Patriot Act, and one of those requirements is that your bank must know its customer.
2. Once your bank is satisfied that you are approved and they are willing to fund your project, subject to you providing acceptable collateral, then, and only then, can the transaction move forward. We suggest you get the approval in writing.
3. Once your bank has notified you regarding the approval of you and the project, you will provide us with the bank information and name of the officer including his email address.
4. Upon receipt of your bank's information, the collateral provider's administrator will contact your banker via email with a letter explaining the procedures and include the text of the bank letter, which will contain confidential information.
5. After your bank has executed the Letter, the bankers will contacted one another and arrange all of the pertinent details for delivery of the instrument.
6. After the collateral has been sent as agreed, and the transfers have been honored, the transaction will have been completed and your bank will be released from any further obligation.

This is a check list of what we will need for all submissions

1. Two or Three page summary of project with 5 years summary of financial projections
2. Client Information Sheet
3. Color Copy of Principal's Passport
4. Corporate Resolutions
5. A Notarized Fee Agreement
6. Draw Schedule
7. Non Circumvent - Non Disclosure (NCND)

Transaction Flow

Below is the flow of the Transaction between the Collateral Provider, the Approving Bank (Name), JC (Collateral Provider Administrator), the LOC Provider (UBS etc) and Borrower (Name).

Borrow: (Name) Responsibility to present to the Approving Bank the Project Package (The Plan) and other required information to the Bank for Patriot Act compliance review.

Approving Bank: Responsibility to do the following:
• Approving Bank writes a letter stating they are willing to fund the project, providing acceptable collateral is established
• They have reviewed the Letter of Credit and approve the wording (Enclosed, Modified if required)
• They have reviewed the Pay Orders and approve the wording (Enclosed, Modified if required)
JC: Responsibility to do the following:
• Once letter from Bank has been received, review for modifications and approved.
• Next, JC will provide to the Approving Bank a copy of a completed Bank Letter (See Sample). The letter will contain all the necessary information on the Collateral Provider, the LOC Provider to investigate the transaction and to approve the next step.
• JC will also call the bank and explain all the pertinent information in addition to the Letter.
Approving Bank: After (Name) has review and completed their due diligence they will execute the letter, the Banks (Approving and LOC Provider) will contact one another and arrange all the pertinent details for delivery of the instrument. After the collateral has been sent as agreed and the transfers have been honored, the transaction will have been completed and your bank will be released from any future obligation.

JC: Will fund the project according to an agreement between them and the Borrower.
The LC is 100% cash backed and matures in one year and a day and carries the full faith and credit of the issuer, which is always a bank with a Standard & Poors rating of “AA” or better.

FREQUENTLY ASKED QUESTIONS:
Q: Are there any up-front fees?
A: No. There are no fees or out of pocket expenses whatsoever. Any fees are taken once your project is approved and funding commences. Beware of any program charging up-front fees.

Q: Is the funder/bank under any obligation during the process?
A: No. The only time the lender is under an obligation is when they receive and accept the instrument used as collateral, and then their only obligation is to disburse funds according to the Pay Orders.

Q: Is this transaction the same as Venture Capital?
A: No. A Venture Capital company usually requires some sort of control, whether it is in the form of options, stock, or some type of security. Quite often the VC will end up with the company and the entrepreneur ends up out on the street, even when the company might be profitable but not as profitable as the VC may want.

Q: How is my project funded?
A: A bank approves the project for funding and the CP shall provide collateral for the client’s project by using a Standby Letter of Credit (SBLC) as collateral from a "AA" S&P or better rated Bank. For international transitions the CP can make a Bank Guarantee (BG) available.

Q: What are the various roles of the Collateral Provider (CP), JC, and Consultant?
A: The CP provides collateral for an accepted project. JC is the administrator; it arranges for the collateral, approves the projects, and administers the flow of funds. The Consultant initiates the process and provides the conduit to JC.

Q: How many days from start to “finish” does it take to complete the necessary procedures and start to receive disbursements?
A: The shortest time-frame so far has been slightly less than 60 days. It mostly depends on the client and banker relationship, and the time-frame your bank will take to return the required documentation.

Q: What is the most important Key Factor to getting funded with this program?
A: Again, the client should have a good relationship with their banker; one that is willing to provide the loan for the amount the client is seeking.

Q: When transaction utilizes a loan scenario, how does JC secure the loan?
A: The client agrees to make JC the first lien holder on all assets purchased with project funds. Said liens shall be effective until the full amount funded plus interest is repaid.

Q: Why would the CP consider a loan below LIBOR?
A: The rate is lower than usual because projects requiring the minimum $150M funding usually have some type of humanitarian aspects to them.

Q: Does the lending bank have any obligation to the borrower once the lender transfers the funds according to the various Payment Orders?
A: No. Once the funds have been transferred, and the bank has received the collateral, the bank has no further obligation. The Project Funding Agreement stipulates that client has agreed to appoint the JC attorney as "Special Funding Director." It is he who will be responsible for all Project Funds disbursement, auditing, compliance, reporting, and once repayment commences, to monitor said payments, thereby relieving the bank of any further obligation.

Q: What are the client’s obligations during the disbursement period?
A: The client agrees to account for 100% of Project expenditures with invoices, contracts, receipts, etc., on a periodic basis.

Q: Once disbursement of funds begins, how long will it take to receive all the funds?
A: The JC formula of disbursement is typically calculated at a rate of $2.8 million per week for every $100 million approved, but disbursed monthly. This formula is used in conjunction with the "Use of Proceeds" provided by the client, outlining the project’s requirements, and agreed to in the contract. In general, the disbursement time will range between 6 to 12 months.

Q: What if a large percentage of the funds are being use for construction?
A: When a large percentage of the funds are allocated for construction, JC may consider spreading the disbursement of funds for a longer period of time. Again, this is determined by using the submitted client’s projections and JC’s formula.

Q: What if a Project requires an extraordinary amount of funds in a particular month during the disbursement period?
A: JC will take into consideration any particular month(s) which require a larger amount of funds, and will work with the client to meet those obligations.

Q: What if the client receives Project Funds and has not used the funds by the end of that disbursement period?
A: JC requires the client to use the funds disbursed during a particular period. JC does not want to provide excessive funds that will sit for a long period of time in an account. If a client retains a certain percentage of excess funds in their account, JC reserves the right to reduce the remaining disbursements accordingly.
Q: What about any taxes, licenses and or legal responsibilities that may be incurred by the client?
A: The client acknowledges that they are responsible for their own taxes, any license requirements, and any legal or governmental obligations directly related to their project, and incurred by them during the term of disbursement.

Q: What if the client is sued by a third party during the time of their association with JC?
A: Each party shall hold the other party harmless from and against any and all claims of any third party arising out of its own business activities that are not related to the activities of the other party. This is specified in the Project Funding Agreement.

Q: How do I know this is a real funding group?
A: JC and the Consultant that is working with a prospective client for Project Funding have nothing to gain if the client does not get funded. Remember there are no up-front fees whatsoever. JC and the Consultant get paid only after the client starts receiving their Project funds.

Q: Can a client invest the funds received in any other way?
A: No. JC and Client Agreement stipulate Project funds are strictly for the project submitted and not for investment purposes.

Q: What are the client’s responsibilities once the Project is completely funded, but fails to succeed as a profitable business?
A: The client shall exercise their best skills and business judgment, and on a best effort basis. It is solely the responsibility of the client for their business succeeding. Unless the client fails to properly exercise such skills or unless fraud, deceit or a wrongful doing is involved, the client shall not be held personally liable to JC.

Q: How does the client know they will be legally protected and that these questions and answers will be honored by JC?
A: The statements contained herein are factual to the best of our knowledge, but are subject to change without notice. The Client will speak privately with the President of JC, and after that discussion will receive the Project Funding Agreement, which is the legally prepared and controlling Agreement and contains all relevant conditions and stipulations.

Q: What is the minimum required rating for any bank to be considered for this transaction?
A: JC and CP require that the bank be at least rated “A” by a competent rating agency such as Standard & Poors (S&P).

Q: To who is the Bank Non-Committal Letter addressed?
A: The Letter is addressed to the Client that is the project owner and the client of the bank.

Q: Are there any types of projects that will not be considered?
A: Yes. We will not consider any project that has to do with pornography, anything illegal, that may cause environmental damage, or is to the detriment of an establish government or municipality.

Q: How can the Payment Orders be both “irrevocable” and “conditional” at the same time?
A: The Payment Orders are conditional until the instrument is sent via SWIFT and accepted by the receiving bank. Once the instrument is accepted, the Payment Orders become “irrevocable.”

Q: Why doesn't the bank issuing the instrument do the transaction itself?
A: The issuing bank is prohibited from funding projects directly using their own instrument as collateral.
Q: Why are the funds sent to the Collateral Provider?
A: Because the Collateral Provider uses his own cash to purchase the instrument, and he wants to control the disbursements to the Client, which is only reasonable, as it involves many millions of dollars.

APPLICATION:
(please copy and paste into an RTF or Word document and e-mail back to Chadwick)

Contact Information:
Project Name:
Project Location:
Principles Name:
Address:
City:
State:
Provence:
Email Address:
Office Number:
Fax Number:
Cell Number:
Alt. Number:
Referred By:
Project Information
Total Amount needed for Project - USD:
Over what period of time:
Projected Gross Income:
Projected Profit:
Over what period of time:
Projected payback time:
Money already obtained or invested:
Short overview of the Project:
Background of Project:
Why is project needed:
List outstanding features:
Competitive Analysis (Who, What, Where):
Why is this project better than the competition:
Benefits to society:
History of operation:
Management Team and their experience:
Management’s contribution to the Project:
Number of current employees:
Number of future hires – give time line:
Describe current major assets:
Describe major assets after funding:
Describe the Stages of the Project:
Describe Use of Funds for the Project:
What assurances can be given that the project is more likely to succeed than not:
Describe any fall-back or reasonable alternative approach if initial approach is flawed:
In priority order, itemize risks associated with this Project:

Who we are...
>> a combined business experience of over 60 years in related businesses.
We have an in-depth knowledge of bank instruments and are experienced in financing various businesses.

The facilitators and consultants are:
Joseph Santiago
Joseph's experiences include:
Ownership of a furniture manufacturing company
VPOS to a fortune 200 in Europe
VP international division technology company
Consultant to:
Visa/MasterCard company
National sales and marketing companies
Member of United Europe Investment Group Portugal and Arabic countries
Joseph is fluent in Spanish, Portuguese and English
Robert Wilson
Robert's experience includes:
Ownership of his own securities firm with 50 employees
Financing companies
Merging companies
CEO of a public company
Consultant to:
Bank
Insurance company
Manufacturers
Service companies
Robert has worked with both Fortune 100 companies, and start-ups.
We abide by the 5 P's:
PATIENCE, PERSEVERANCE, POLICIES, PROCEDURES, AND PROTOCOL

Disclaimer:
*BG's, MTN's are foreign securities, and as such, constitute the requirement of licensing by the S.E.C. in order to deal with these instruments. Please be advised that KING COMMERCIAL CAPITAL LLC. is not so licensed and will only participate in a transaction that is solicited and/or transacted by banks or those licensed to deal in these securities. KING COMMERCIAL CAPITAL LLC is only acting herein as a referral agent to those who are licensed to so act.